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Here are some of the most frequently asked questions at First Mutual Mortgage Corporation. If the question you have is not on this page - please feel free to give us a call at: (706) 571-0424 or 1-866-571-FMMC (3662).

It is our goal at First Mutual Mortgage Corporation to make the mortgage process as easy as possible. To find the answers to the  question, simply click on the question.
  1. What types of loans do you make?
  2. Is the interest on your loans tax deductible?
  3. What states are you currently servicing?
  4. Are we a member of the Better Business Bureau?
  5. What are your office hours?
  6. Are phone applications welcome?
  7. Is your company licensed?
  8. How much will my monthly mortgage payment be?
  9. How much will my monthly payment be if I consolidate all of my debts into a single loan?
  10. Should I consolidate my first and second mortgage and refinance into a single mortgage?
  11. How much would I need to add to my monthly mortgage payment in order to pay off my mortgage at an earlier specified time?
  12. How much time and money will I save if I make bi-weekly payments on my mortgage?
  13. What difference will the mortgage interest rate make?
  14. Which mortgage term (length of loan) is best?
  15. If I know only three loan terms, how do I determine the missing term?

1. What types of loans do you make?
This is a broad question with many answers. Below is a sample of loan products we offer:

  • Purchase & Refinance Loans to 100% LTV
  • FHA Purchase and Refinance
  • VA Purchase and Refinance
  • Reverse Mortgage Loans
  • Second Mortgage Loans
  • Loans up to 125% of appraised value
  • No-income verification loans
  • Loans for self employed
  • Loans for previous foreclosures and bankruptcies
  • Fixed and adjustable rates are available

All loans are subject to certain credit criteria and guidelines. However, all credit will be considered.

The list goes on. All loans are subject to certain credit criteria and guidelines. However, all credit will be considered.

2. Is the interest on your loans tax deductible?
Typically, yes. However, every persons tax situation is different and consulting your tax advisor for this answer would be advisable.

3. What states are you currently servicing?
Currently Georgia and Alabama.

4. Are we a member of the Better Business Bureau?
Yes! We are proud to be a part of the Better Business Bureau and the Better Business Bureau care program.

5. What are your office hours?
Normal operating hours are Monday-Friday, 8:30a.m. to 5:30p.m. After hour and weekend appointments are available when necessary.

6. Are phone applications welcome?
Yes! We encourage our customers too apply by phone for their convenience. We also offer a secure online application for your convenience as well.

7. Is your company licensed?
Yes! We are a Georgia (License: 6816)and Alabama (License: M4478) Residential Mortgage Licensee.
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